Personal Atm Cum Shopping Card

ATM Cum Shopping Card

Enjoy the world of convenience, ease and security with South Indian Bank's EMV Chip enabled ATM cum Shopping Cards. South Indian Bank offers ATM cum Shopping Cards for Domestic as well as International usage. Forget carrying cash while shopping and traveling around the world with South Indian Bank’s VISA/MasterCard/RuPay ATM cum Shopping cards. The card comes to you with features of Global Acceptance, Online Shopping, Utility Bill Payments and Cash Withdrawal from ATMs in India and millions of ATMs across the world.

Shop at PoS outlets, online stores, pay bills, book tickets and more worldwide.
Enhanced Security
Seamless Online Shopping
Easy Bill Payments
Tailored Card Variants based on your account category and spending needs.

Benefits

Type of Card	Variants Offered	Daily ATM Withdrawal Limit (In Rs.)	Daily Purchase Limit (In Rs.)
Govt. Scheme Cards	RuPay Kisan	20,000/-	NIL
	RuPay Mudra	5,000/-	15,000/-
	RuPay PMJDY	15,000/-	25,000/-
Basic Variant Cards	RuPay Classic NCMC	50,000/-	2,00,000/-
	VISA Classic
	MasterCard Titanium
Rupay Wearable	SIB PayTag	NIL	1,00,000/-
Premium Variant Cards	RuPay Platinum EMV	1,00,000/-	3,50,000/-
	Rupay Platinum Explorer NCMC
	MasterCard Platinum
	VISA Platinum
	VISA Platinum EMV NFC
Business Debit Card [For Current Accounts Only]	MasterCard Platinum Business	1,50,000/-	5,00,000/-
Super Premium Variant Card	MasterCard World	1,50,000/-	6,00,000/-
Super Premium Variant Card	VISA Signature NFC	1,50,000/-	7,00,000/-

The daily transaction limits are subject to a daily limit of 10 ATM withdrawal and purchase (POS and online) transactions each.

Limits for Debit Cards issued in SIB Junior & Basic Savings Bank Accounts

Variants Offered	Daily ATM Withdrawal Limit	Daily Purchase Limit
RuPay Classic EMV	15,000/-	25,000/-
VISA Classic EMV
MasterCard Titanium EMV

How to Apply for an SIB Debit Card?

Online
Mobile Banking (SIB Mirror+)	Log in to SIB Mirror+ Navigate to Debit Card > Select Account > Apply New Debit Card Choose card type & delivery address Click Submit
Internet Banking (SIBerNet)	Log in to SIBerNet Go to Service Request > ATM Card Request > Continue Select Account Number & Card Type Choose card variant & delivery address Click Submit
Offline
SIB Branch	You may also contact your branch to apply for a Debit Card. To find your nearest SIB branch, click here

Useful Links & Updates

Debit Card application form - View Here
SIB Rewardz Program - Know More
Debit Card Charges - Check Details
How to Use Your SIB Debit Card - Read Guidelines
Debit Card user Guidlines - Read Guidlines
Debit Card Terms & Conditions - View Here
Revision in Debit Card Charges (Effective from 25.09.2024) - Know More
List of account categories eligible for complimentary airport lounge program through Rupay Platinum, MasterCard World & MasterCard Business Platinum - Know More
Revision in complimentary airport lounge program wef 01.10.2025 - Know More
Rupay Platinum Debit Card - Airport Lounge List (Effective from 1st April 2026) - Know More
Customer Information Corner - Explore

For any queries, visit your nearest SIB branch or call our Toll-Free Numbers: 1800 425 1809 / 1800 102 9408

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