South Indian Bank Ltd. Head Office T.B Road, Mission Quarters, Thrissur 680 001,Kerala, India
Get answers to your queries
Only residential properties located in Corporation or Municipality areas are accepted. Panchayat plots in prime locations under 30 cents may also be considered.
Yes, balance transfer of existing loans is allowed.
The spouse of the property owner must join as guarantor. If unavailable, a close relative must be provided as guarantor.
Yes, the product supports debt consolidation as one of its permitted purposes.
Overdraft facilities need to be renewed annually for continued usage.
Yes, penal interest of 2% p.a. applies to the defaulted amount for the defaulted period.
Yes, Trusts and registered Societies are eligible if documentation criteria are met.
Yes, subject to existing guidelines.
Yes, with valid proof of business and required financials.
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