South Indian Bank Ltd. Head Office T.B Road, Mission Quarters, Thrissur 680 001,Kerala, India
Get answers to your queries
Loan amounts range from Rs. 2.5 lakh to Rs. 10 lakh based on the course and location.
No collateral is required for loans up to Rs. 1 lakh. Loans between Rs. 1 lakh and Rs. 3 lakh require a third-party guarantee, while loans above Rs. 3 lakh require 100% collateral.
The repayment period is up to 10 years for loans up to Rs. 7.5 lakh and 15 years for higher amounts.
Yes, the moratorium period includes the course duration plus 1 year or 6 months after securing a job, whichever is earlier.
Yes, you can prepay the loan at any time without incurring additional charges.
A New-Year Financial Checklist for NRIs in 2026Read more
What is Green Deposit? Meaning, Benefits & How it WorksRead more
Need Extra Funds This Onam? A Gold Loan Could Be Your Smartest Option in 2026Read more
How to Reduce Home Loan EMI: 5 Proven Ways to Save Interest and Close Your Loan FasterRead more
Planning to Buy a Car This Onam? Here's Your Complete Car Loan GuideRead more
From Tradition to Strategy: Why Investing in Gold This Akshaya Tritiya Makes Financial SenseRead more
New Year, Smarter Savings: Why an FD Makes Sense in JanuaryRead more
Home Loan vs. Rent: Which Should You Pick?Read more
Why Onam Is the Best Time to Buy a Home: Home Loan Benefits Explained Read more
Gold That Works for You: The Smart Benefits of an SIB Gold LoanRead more
©2025 South Indian Bank. All Rights Reserved
Disclaimer | Terms & Conditions | Privacy Policy