Frequently Asked Questions

Get answers to your queries

You can avail up to Rs. 10 lakhs for domestic studies and Rs. 20 lakhs for overseas studies.

No collateral is required for loans up to Rs. 7.5 lakhs, with credit guarantee coverage. Loans above Rs. 7.5 lakhs require 100% collateral.

Repayment can extend up to 15 years, including the moratorium period.

Yes, the Central Sector Interest Subsidy (CSIS) scheme is available for eligible applicants.

No, prepayment charges are NIL for this scheme.

Our Latest Blogs

A New-Year Financial Checklist for NRIs in 2026Read more

From Tradition to Strategy: Why Investing in Gold This Akshaya Tritiya Makes Financial SenseRead more

What is Green Deposit? Meaning, Benefits & How it WorksRead more

Go Paperless, Go Green: How Digital Banking Saves More Than Just TimeRead more

Loan Against Mutual Funds – Get Instant Funds Without Redeeming Your InvestmentsRead more

New Year, Smarter Savings: Why an FD Makes Sense in JanuaryRead more

Should NRIs in the Middle East Reassess Financial Planning in 2026?Read more

Rupee Under Pressure Again: Should NRIs Send Money Home Now or Wait It Out?Read more

LPG Costs Eating Into Your Budget? Practical Money-Saving Tips That HelpRead more

From Ballot Box to Budget: The Financial Impact of 2026 State ElectionsRead more