SIB Premium Smart Current Account

Smart Banking Solutions for Your Business

The Premium Smart Account from South Indian Bank is a business banking solution designed to streamline your day to day business operations. SIB Premium Smart Account ensures you enjoy the facilities that keeps smooth functioning of your business without any hassle. With benefits such as flexible maintenance, unlimited transaction benefits, and seamless digital banking, this current account is made for businesses seeking efficiency and growth. Now manage large-scale transactions or daily finances effortlessly and stay ahead in your financial journey.

Key Features and Benefits

Free Transaction Limits Based on AMB

Limitless Transfers with a Rs. 5 Lakh AMB

Access Digital Platforms for Transactions

Business Friendly Features like Free Cheque Leaves, SMS alerts and More

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Open an SIB Premium SMART Current Account Today and enjoy its multiple benefits.

Flexible Maintenance: Effortlessly maintain an AMB of just Rs. 50,000/- in urban areas or Rs. 25,000/- in rural centers
Cheque Book Convenience: Enjoy 100 Free cheque leaves per month with additiona or unlimited Free leaves based on your AMB
Cash Handling Made Easy: Unlimited Free withdrawals across all SIB branches and flexible deposit limits
Seamless Transactions: 30 Free branch transactions and unlimited RTGS/NEFT via digital channels
Sweep-In Facility: Ensure uninterrupted transactions with an automatic sweep-in for shortfalls
Digital Banking Access: Stay connected with Free Mobile and Internet Banking, and unlimited Free inward IMPS/RTGS/NEFT
Additional Free Services: Avail of Free SMS alerts, account statements, and standing instruction setups

Here is the eligibility criteria for the SIB Premium SMART Current Account:

Who Can Open:	Businesses Sole proprietors Organizations seeking a reliable banking partner
Requirements:	Valid KYC documents PAN card Minimum MAB of Rs. 50,000/- in metro/urban centers or Rs. 25,000/- in rural/semi-urban centers

Opening the SIB Premium Smart Current Account is a hassle-free process:

Visit the nearest South Indian Bank branch
Complete the application form and submit the required documents
Your account will be activated upon successful verification

Apply online for SIB Premium Smart Current Account – Click here!

Here is the list of fees & charges associated with the SIB Premium Smart Account:

AMB Requirements	Rs. 50,000/- in metro/urban areas Rs. 25,000/- in rural/semi-urban areas
Non-maintenance Charges	Rs. 650/- for maintaining <50% of AMB Rs. 500/- for maintaining >=50% of AMB
Debit Card AMC	Waived upon fulfilling transaction/balance criteria.
Branch Transactions	Chargeable as per service norms.
Standard Charges	Click here to avail services like cheque stop payment, outward cheque returns, and ECS returns.